Some good news for seniors who are trying to shop for the best Medicare plans online. Thanks to advancements in technology and the internet, you can easily compare a variety of health insurance policies and find the one that best meets your needs.
The best medicare advantage plans offer different benefits and coverage.
The following table provides a comparison of the three most popular Medicare plans, based on their benefits:
Type of Plan Benefit Comparison Original Medicare (Part A) Hospital stay coverage: You are entitled to 60 days of hospital stays in a calendar year.
You are also entitled to a number of other benefits, such as doctor visits and prescription drug coverage.
Coverage begins on the day you become eligible, which is usually when you reach age 65.
Catastrophic Coverage (Part B) This plan offers more comprehensive hospital stay coverage than Original Medicare (Part A).
It also offers a number of other benefits, such as doctor visits, prescription drug coverage, and obstetric/gynecological care.
Coverage begins on the date you become eligible for the plan. Medigap Plans (Part C) These plans offer supplemental insurance that helps pay for expenses not covered by Original Medicare or Catastrophic Coverage.
Some Medigap plans also include dental and vision coverage. Coverage begins on the date you become eligible for the plan.